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Thursday, April 17, 2014

Personal Data Protection Act 2010

Re: Personal Information – Notice and Consent
Dear Valued Customer,
Please be aware that the Personal Data Protection Act 2010 (PDPA 2010/Act) gives you certain rights on our use of your personal data. Protecting your data is important to Delta Leasing Sdn Bhd (DLSB) and with this Act, we have taken steps to be in compliance.
As a current DLSB customer, we have registered your consent for the use of your personal data for the services you have subscribed to under our terms and conditions. If you have any queries or concerns, please contact us.
For your information, DLSB processes your personal information, such as your contact details, background information, financial data and other information relevant to your account with us which you had previously provided through contact with our Group. DLSB may also have obtained your personal information from analyzing your payments and other transactions / services within the Group. In certain circumstances, DLSB may also have obtained your personal information from third parties such as your employers, joint applicants / account holders, guarantors, legal representatives, industry / financial related associations, credit bureaus or credit reference agencies, retailers, social networks and fraud prevention agencies or other organisations.
Please be informed that your personal information is being processed by DLSB for purposes (“Purpose”) including the followings:
i)         Providing you services which you have subscribed to and notifying you about important changes or developments to the features;
ii)       Updating and managing the accuracy of DLSB Group’s records;
iii)      Prevention, detection or prosecution of crime, and complying with legal and regulatory obligations;
iv)      Assessment and analysis including credit / lending / insurance risks / behaviour scoring, market and product analysis and market research (if any);
v)        Cross selling, marketing and promotions;
vi)      conducting surveys to improve the quality of our products and services, responding to inquiries and complaints and to generally resolve disputes;
vii)     Ascertaining the amount of your indebtedness and recovering debt that you owe to DLSB (if any);
viii)   Maintaining your credit history for present and future reference (if any);
ix)      Enabling an actual or proposed assignee of DLSB, or participant or sub-participant of DLSB to evaluate your transactions which are intended to be the subject of the assignment, participation or sub-participation (if any); and
x)        Protecting DLSB Group’s interests and other ancillary or related purposes.
In this connection, your personal information may be disclosed to other companies within the DLSB Group, service providers, and DLSB’s strategic partners, vendors including debt collection agencies, professional advisers, industry / financial related associations, credit bureaus or credit reference agencies and fraud prevention agencies, governmental agencies, other financial institutions and any of their respective agents, servants and / or such persons, whether located within or outside Malaysia for the Purpose. Your personal information may also be disclosed or transferred to relevant third parties as a result of any restructuring, sale or acquisition of any company within the DLSB Group, provided that the recipient uses your personal information for the Purpose only. Please note that it is necessary for DLSB to process your personal information for the Purpose, without which DLSB will not be able to provide the product and / or service that you have requested for our company.
In some circumstances, you may have provided personal and financial information relating to others (e.g. joint-applicant, spouse, related parties and / or emergency contact persons) for the Purpose. In such cases, you represent and warrant that you had or have their consent or are otherwise entitled to provide their information to DLSB.
You may request for access to, correction, or deletion of your personal information or limit the processing thereof (including personal data of others provided by you) at any time hereafter. Any inquiries or complaints with respect to your personal information may also be channeled to DLSB by submitting such request to DLSB via post, email or facsimile transmission to the following address:
Delta Leasing Sdn Bhd
No. 16, 1st Floor, Lane 2, Jalan Tuanku Osman. P.O.Box 85, 96007 Sibu, Sarawak
Telephone: +6084-333931, Facsimile number: +6084 330931, Email:  sibu.deltalsg@gmail.com

The DLSB Group may modify or update this privacy notice to reflect any changes to its practices. In any case, an updated version of this notice is available on www.deltaleasing.org and you may periodically review this website to obtain the latest information on the DLSB Group’s privacy practices.
We trust that you agree to the terms above with respect to our processing of your personal information. If you do not consent to the above, kindly contact us at the abovementioned contact details.
Yours faithfully,
Delta Leasing Sdn Bhd